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The Bar For non Automotive Related Chat |
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#31 | |||
FF.Com.Au Hardcore
Join Date: May 2010
Posts: 3,336
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Quote:
The only problem about these companies, if you have an accident and the insurance companies put up a fight or does not cover certain costs, the costs are put back on yourself. Cost such as solicitors fee's, storage fee, hire car costs and car repair costs. Use these companies at your own risk, but make sure you understand what you are getting into before you sign anything. |
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#32 | ||
FF.Com.Au Hardcore
Join Date: Dec 2012
Location: Sydney
Posts: 1,112
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my insurance notice just came through to renew (NRMA).
Surprise surprise, my Agree'd value dropped from 19,110 to 13,000 with a whopping premium from from $1468 to $1440...... Did some quick quotes, other companies are throwing up around $900 @ $13k agree'd value with same excess/options/etc so NRMA is out the window this year. Seems like all car companies now say a 06 BF XR8 6Spd Manual in great condition Toxic paint (minor from bar marks from the freeway) mint condition inside, front leather seats barely have any fold lines in them...) with 107,000km's is only worth maximum 13k now, last year it was insurable for nearly 20k....... Can anyone suggest any decent companies that might insurer for more ? Makes me sad to think that some idiot could clobber me and write my car off, and i wouldn't even get enough back to buy another BF with the same gear (full leather/manual/etc/etc) in the same condition with about the same KM's.... :( (Guess i'd have to settle for a decent condition FG Turbo :P haha)
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Driving : 2006 BF XR8 6 Speed Manual in Toxic Green Power : 320rwkw - 710nm of Torque - Retune Incoming (Aiming for 380rwkw) Tuned by: Ben Hill @ Hills Performance - Narellan, Western Sydney Mods : Capa Vortech V2 SQ Supercharger @ 8psi w/ Griptec pulley, 42lb injectors + 2Bar Map, W2A intercooler, Walbro GSS342 Fuel pump, Raceworks Adjustable Fuel Reg, 2.5" XForce Quadtip Catback Exhaust, 100 Cell Cats, Xforce Stainles Extractors, 25% underdrives |
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#33 | |||
FF.Com.Au Hardcore
Join Date: Mar 2005
Posts: 7,683
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Quote:
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I reserve the right to arm bears
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#34 | ||
Isn't it obvious?
![]() Join Date: Nov 2009
Location: in a world of idiots
Posts: 5,383
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RAA
whic im guessing is the sa version of raqc or racq whatever it is? if so and reading some posts i might start looking about a bit have 2 cars the house and contents thru them
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08 Strike G6E T. 10 Ergo G6E Sept 75 XB Falcon in mushroom beige, 3 on the tree 200cid for sale, offers in the teens |
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#35 | ||
Loving my '335' kW!
Join Date: May 2008
Location: Gold Coast, Queensland
Posts: 1,064
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NRMA was cheapest again for me, they lost the plot for a couple of years but have picked it back up. XR8 insured for $60K for $650, pretty happy with that.
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FG X XR8 in Smoke. Smokin the tyres, that is! XR8 logo pic taken at Avalon Airport, Falcon Fanatic filming 17th October 2014 |
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#36 | ||
Regular Member
Join Date: Oct 2014
Location: Perth, WA
Posts: 94
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I have an import as well as the Falcon.
I have always used Shannons as no one else will touch an Import. No complaints from me, Shannons were good to deal with concerning the two incidents I have been involved with. Shannons also replaced a rear windscreen in my Toyota Soarer, under their one windscreen a year policy, which ended up costing them over $3000 ex Japan air freight. The only time I was ripped off was from HBF Car Insurance company. My wife got T-boned at an intersection. She was the 3rd car to cross the intersection. A young driver didn't see the red light. Who admitted 100% fault. This was the first & only car I had only 3rd party insurance cover on. The repair bill lowest quote was ~$12,000. The HBF Insurance rep came to my house and offered me a cheque for $5000. Naturally I complained bitterly but the bottom line was take it or leave it. He point blankly stated that if I took him to court the HBF lawyers would drag it out and make sure it would cost me a lot more than what I had to gain. Needless to say I don't have a lot of time for the HBF car insurance company, and an important lesson was learned. Now I pay for full comprehensive insurance even on my cheap car so I get an agreed value and I will let the insurance companies fight it out if I ever get into another incident. |
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#37 | |||
Guest
Join Date: May 2013
Posts: 1,934
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Quote:
The fact you were offered 5K is amazing. The only avenue you could have pursued was to sue the young driver for the damage to your car, & if they 'aint got money, you get zilch! So I'm assuming the 5K came from the youngsters insurance company, provided they were insured of course. |
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#38 | ||
Regular Member
Join Date: Oct 2014
Location: Perth, WA
Posts: 94
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Yea he was smarter than I was at the time.
That is correct - the kid who ran the red light had full comprehensive insurance and admitted fault to the police at the scene of the accident, plus there were numerous witnesses. He was insured with HBF. HBF agreed he was 100% in the wrong. HBF, his insurance company, asked me to get 3 repair quotes which I did. I did everything by the book. I went to three independant repair shops. I even offered for HBF to repair the car with whoever they wanted to. I submitted the quotes to HBF and the rest of the story has been told. I lost a great car, got paid a fraction of what the car was worth at the time and ended up with no transport for the Mrs. I guess, like you said, maybe I should look on the bright side. I did get paid something. Which is better than absolutely nothing had the kid not been insured. Lesson learnt - full comprehensive insurance, agreed value, on all my cars now. |
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#39 | ||
Loving my '335' kW!
Join Date: May 2008
Location: Gold Coast, Queensland
Posts: 1,064
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Lol, Shannons don't even have the new XR8 in their quote system, yet have it on one of their ads.
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FG X XR8 in Smoke. Smokin the tyres, that is! XR8 logo pic taken at Avalon Airport, Falcon Fanatic filming 17th October 2014 |
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#40 | ||
Regular Member
Join Date: Oct 2014
Location: Perth, WA
Posts: 94
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My new FG X XR8 is insured with Shannons.
I just called them up and had them add it - no issues here in Perth. |
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#41 | ||
Loving my '335' kW!
Join Date: May 2008
Location: Gold Coast, Queensland
Posts: 1,064
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You shouldn't have to contact them, it should be in their database.
Did they give you a decent price?
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FG X XR8 in Smoke. Smokin the tyres, that is! XR8 logo pic taken at Avalon Airport, Falcon Fanatic filming 17th October 2014 |
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#42 | ||
Regular Member
Join Date: Oct 2014
Location: Perth, WA
Posts: 94
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I thought it was ok at the time, but can't remember what the number was. I just needed coverage quickly at the time.
I'll see if I can find the numbers for you. |
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#43 | ||
The Vengeful One
![]() Join Date: Apr 2006
Location: Tazzy
Posts: 12,762
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I've moved all my vehicles to Youi, there the cheapest by far, saved $350 a year on my Patrol
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#44 | |||
Former BTIKD
![]() Join Date: Mar 2005
Location: Sunny Downtown Wagga Wagga. NSW.
Posts: 53,197
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Quote:
After giving them all my details up pops the page "you need to ring us for a final quote" screen. So I quit. The next day three hard sell types called, all of them got told I that if I wanted for them to call me I would have asked. I wanted an online quote. Never again.
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Dying at your job is natures way of saying that you're in the wrong line of work.
Last edited by GasoLane; 17-02-2015 at 01:07 PM. Reason: typo |
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#45 | ||
Loving my '335' kW!
Join Date: May 2008
Location: Gold Coast, Queensland
Posts: 1,064
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Have learned that doing an online quote that requires your contact info is a BAD idea. They stop calling after about 2 weeks...
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FG X XR8 in Smoke. Smokin the tyres, that is! XR8 logo pic taken at Avalon Airport, Falcon Fanatic filming 17th October 2014 |
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