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Go Back   Australian Ford Forums > Ford Australia Vehicles > Small and Mid Sized Cars > Fiesta, Festiva and Ka

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Old 09-01-2008, 12:51 PM   #1
paul_r_d
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Default financing a fiesta

Hello
I was just wondering if anyone here has financed their Fiesta, and if you wouldn't mind telling me who with and what ya monthly repayments are. Dont know if I should finance through Ford Credit or get a personal loan through my bank.
Thanks

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Old 09-01-2008, 02:01 PM   #2
kiwijohn42
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I think Ford Credit is through GE money, not sure they have the best rep. Bank might be a better bet.
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Old 09-01-2008, 07:36 PM   #3
Jess85
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both our fiestas have been through Ford Credit but i dont make the repayments so i dont know how much they are
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Old 10-01-2008, 12:57 PM   #4
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Easiest thing to do is find out

a) interest rate
b) fees.

Some have early exit fees, and the interest rate is the biggie .......
Some banks & blding societies have the lowest rates, sometimes the dealer finance is the same rate.

Cheers,
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Old 10-01-2008, 01:53 PM   #5
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my fiesta is finance through Toyota Finance, i've found them to be really good, and whenever i've had any issues they were quick to fix them.
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Old 10-01-2008, 02:10 PM   #6
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Quote:
Originally Posted by paul_r_d
Hello
I was just wondering if anyone here has financed their Fiesta, and if you wouldn't mind telling me who with and what ya monthly repayments are. Dont know if I should finance through Ford Credit or get a personal loan through my bank.
Thanks
Peter Warren Ford in NSW use GE Money. Very competitive against the likes of Ford Credit etc.
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Old 10-01-2008, 10:38 PM   #7
Kariharnett
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My fez is financed through Esanda and my monthly repayments are $565.95/ month over 5 years.
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Old 12-01-2008, 11:37 AM   #8
Adsy01
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Ford credit used to be a part of esanda years ago...

Be weary of GE's rates. they vary heaps depening on the applicant, if they wont tell you the rate when you are doing the application stuff then tell them to get stuffed.
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Old 16-01-2008, 10:24 PM   #9
paul_r_d
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Thanks people! So far the best I have come across is a loan through Westpac at 9 point something percent interest. They have a student package where the interest rate is lowered by 0.05, so I guess it will be a bit cheaper.
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Old 17-01-2008, 08:33 AM   #10
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I pay about $530/month on a business lease thru Esanda for my XR4. Because I'm self employed, Ford Credit didn't want to touch me....If I had a trade-in I could have got it for about $450 but I needed to keep my ute and both cars + reg + insurance are about the only legit tax deductions I have.
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