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Formally Kia Chaser
Join Date: May 2005
Location: Newcastle
Posts: 2,493
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Hey guys - need some advice re an insurance claim with AAMI:
I got my HSV (a few weeks ago) on a Sunday, and on the Wednesday I got hit from behind in a 3 car prang (I wasn't at fault). Police came out cause the woman at the back had pelvic pains and she was heavily pregnant so she was taken to hospital. Anyway, I got hit from behind and pushed over a median strip which scratched up my rims (VE GTS rims), and also sustained a damaged rear bar. The insurance assesor came out today and said no worries on the rear bar (getting replaced) but a no on the rims - his reason why is that the car wouldnt have sustained a big enough shunt to push me over the kerb and that I have done the damage by parking against the kerb - he went so far to point out that I even had brake dust in the scratches - thats when I got really p***ed off and said - mate, its been over two weeks since the accident - of course there is going to be brake dust. I also stated that when I took out my insurance policy, it was marked as "No unrepaired damage" - it is an offence to provide false or misleading information is it not?!?! I explained to him exactly how the accident occured, but he said - well I'll take some pictures but its more then likely going to be a no. Now he stated that the driver at fault is with a different insurance company so its not like AAMI is having to pay out if they are recouping the cost... The assesor also said I can now book the car in to get the rear bar fixed - do I go ahead and do that or wait till (if) everything can get done at once? What do I do? I thought my insurance company is there to help me (I realise my mistake in thinking that now)...
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Kia Grand Carnival (2006) Silver, Grill Mesh, Tints, Sidesteps (with lights), Towbar, 7" Touch Screen DVD Tuner with intergrated GPS & Bluetooth, Roof Mounted Flip Down 15.1" LCD Screen, Reverse Camera - 184Kw HSV Clubsport R8 VY (2003) Black, 6sp Manual, Coulson Seats, Red on black interior, Pacemaker extractors, Twin 2.5" exhaust, Custom Red 20" VE GTS Rims, Custom Red Stitching
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