[.:4:.]

If the bank is a bit sus if your income can support the loan they will either deny it or do what they did to me and make me spend more for loan insurance. Loan insurance will scare enough people off but i had the funds available. 12g. Yeah on top of deposit and stamp duty that wasnt what i was wanting to spend, but hey, not complaining about not having a house. My old man does own a brokerage but that didnt get me any form of deal, thats illegal. Good advice was what got me over the line.