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Originally Posted by Pilch
i was under the impression that if you are under your parents name, you don't get a rating, so when you go out on your own you'll start with the lowest rating. That's how I thought it works anyway. Meh........
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I just got insurance for the XR6 in my name. 21 years old, 4 years driving history.
NRMA, GIO, Allianz, AAMI, Shannons, Unique, Vigil... wouldn't touch me.
Just Cars quoted $4011 on full comp, for value of $29,600.
I was insured as a listed driver on the XD (in dad's name), and in 5 years never had a claim, or an infringment.
GIO will send me a letter stating that, and that I was on a 50% no claim rating.
I finally ended up going wih Young & Cool, only $1500 a year full comp, for $30,000 (maximum amount for any car insured with them).
Now I have to get a 3 point passive arming immobiliser to have it covered for theft.
They will also reduce your excess by $1000 if you complete a driver training course.